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Safe Handover Guide

Follow these steps when you're ready to complete a car sale. Both buyer and seller should go through this checklist.

DO NOT hand over keys or car documents until funds are CLEARED.

"Pending" is not cleared. Screenshots are not proof of payment. Log into your own banking app and confirm the money is in your account before releasing anything.

1

Meet safely

  • Meet in a public place during daylight hours — a busy car park works well.
  • Bring a friend or family member with you.
  • Tell someone where you're going and who you're meeting.
  • Trust your instincts. If something feels wrong, leave.
2

Inspect the car

  • Check the car matches the photos and description in the listing.
  • Check panel gaps, paint consistency, tyre tread, and glass for chips.
  • Start the engine and check for warning lights, smoke, or unusual sounds.
  • Take a test drive and check brakes, gearbox, steering, and electrics.
View the full pre-purchase inspection checklist →
3

Verify funds — BEFORE releasing keys

Log into your own banking app and confirm the money is CLEARED in your account. Do not hand over keys on the basis of a screenshot, a "pending" notification, or a verbal promise.
  • Bank transfers should clear the same or next working day (most Irish banks).
  • Cash is always cleared immediately — count it carefully before signing anything.
  • Never accept PayPal, cryptocurrency, or payment apps for car sales.
4

Check and sign the documents

  • Check the VRC (logbook) — the VIN, registration, and make/model must match the car.
  • Check the seller's ID matches the name on the VRC.
  • Both parties complete and sign the change of ownership section on the VRC.
  • Collect any NCT cert, service book, spare keys, and user manual.
  • Get a written receipt with the agreed price, date, and both signatures.
5

After the sale

  • Buyer: Post the completed VRC to the Department of Transport to register ownership. Arrange insurance before driving away.
  • Seller: Cancel your motor tax and insurance for the vehicle. Keep a copy of the signed receipt.
  • Both parties: Mark the listing as sold on Honk and leave an honest review for each other.

This guide is for general information only and does not constitute legal advice. For queries about consumer rights, contact the Competition and Consumer Protection Commission (CCPC).